OOPS

Well, storm "Sandy" didn't completely bypass the South.  For three days we had steady winds of about 25-40 mph here.  At the start of it, the neighbor's acorn tree decided to snap about halfway up and send half of the tree down into the back yard.  Barely missed the back garage, but it's in front of it and up against it - not through it.

Turns out that in Georgia, your neighbor's home owner's insurance is only obligated to pay for something like this if they had a bad tree that they neglected to do something about.  This tree was healthy and this was per their list, an "act of God", so whoever's hard it falls into is responsible for paying for the cleanup.  Yikes.

Still, for the most part that was it - we didn't even lose power in my particular part of the metro area, though some areas did lose it for less than a day.  Considering the total devastation in parts of the NYC/NJ and other areas, I'd say we were incredibly lucky here.  Had it turned inland around Savannah, Atlanta would have wound up getting it a lot worse.  

Take care, everyone.